Does being a Veteran, the spouse of a deceased Veteran or dependent of a deceased Veteran mean I automatically qualify for Ch 115 benefits?

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No. There are several factors that are taken into account. Some of these factors include, income, the amount of assets you own, and the amount you pay for rent or mortgage. If you are living in a mortgage free situation your monthly shelter expense is calculated using water and sewer bills, homeowners insurance, property tax, and a fifty dollar monthly allowance for maintenance. If you pay for your own heat you may also be eligible for a fuel allowance.